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Home / Financing


At Spence we offer a range of flexible financing plans to make your ring purchase as financially stress free as possible. Almost any ring can be made to fit any budget. You choose the ring and price you are comfortable with. If you decide to finance your purchase, we are glad to offer a range of financing plans.

We’ve partnered with both Fairstone and Flexiti to offer you a range of flexible payment options. Defer your payments and then make manageable payments over time.

For existing customers with Fairstone or Flexiti, visit us in store to find out how we can help you finance your next purchase!

For new customer, find out below on how to apply for financing with Fairstone or Flexiti:

1. Apply anywhere, anytime: Start the application online or in-store. To apply online, visit https://web.fairstone.ca/spencediamonds-ol.
2. Complete the application: Enter a few simple details so we can find the right financing option for you.
3. Finance your purchase: Visit us in-store to verify your ID and finance your purchase as soon as today.



About Flexiti:
Flexiti is a Canadian fintech company that offers financing solutions via the FlexitiCard that makes financing purchases simple. The approval process is quick, the financing plans are flexible and customers can use their FlexitiCard at any retailer in the Flexiti Network.

Why Finance with Flexiti:
Purchase and defer your payments up to 12 months with 0% interest*. Unlike traditional financing methods, once you’re approved you don’t have to re-apply! Use your FlexitiCard to make purchases again and again within your approved credit limit.

How to Apply:
Visit in-store and get an instant response in minutes*!


Financing Plans Offered

Make No Payments for 6 months *
*Certain terms and conditions apply. Speak to a consultant in store for further information.

Make No Payments for 12 months *
*Certain terms and conditions apply. Speak to a consultant in store for further information.

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