Spence Diamonds engagement rings are lovingly handmade in Canada by Canadians. Always have been. Always will be. 
At Spence we offer a range of flexible financing plans to make your ring purchase as financially stress free as possible. Almost any ring can be made to fit any budget. You choose the ring and price you are comfortable with. If you decide to finance your purchase, we are glad to offer a range of financing plans.
With approved credit, you can have no payments for 6 months, 12 months, or 18 months, or choose a monthly payment plan.
*Conditions Apply.
Financing Plan Options:
1 No Payments for 6, 12, or 18 months*
2 Monthly Payment Plans*
3 Flexible Payments Plans with Affirm**
* Certain terms and conditions apply. Speak to a consultant in store for further information.
** Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and approval.
We’ve partnered with Affirm, Fairstone, and Flexiti to offer you a range of flexible payment options. With both Fairstone and Flexiti you can defer your payments and then make manageable payments over time.
Fairstone:
About Fairstone:
Fairstone is committed to delivering the best borrowing experience, providing valuable financial products that meet customers’ needs, and enabling more Canadians to have their finances in sync with their situation – wherever and whatever life brings them.
Why Finance with Fairstone:
Fairstone has been providing responsible loans to Canadians for almost 100 years. We are proud to offer loans for Canadians in the fair to good credit score range.
How to Apply:
Flexiti:
About Flexiti:
Flexiti is a Canadian fintech company that offers financing solutions via the FlexitiCard that makes financing purchases simple. The approval process is quick, the financing plans are flexible and customers can use their FlexitiCard at any retailer in the Flexiti Network.
Why Finance with Flexiti:
Purchase and defer your payments up to 12 months with 0% interest*. Unlike traditional financing methods, once you’re approved you don’t have to re-apply! Use your FlexitiCard to make purchases again and again within your approved credit limit.
How to Apply:
Affirm:
About Affirm:
Affirm is one of Canada’s leading installment payment platforms, providing shoppers with payment solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at checkout, customers can enjoy their purchase while splitting up the cost over time.
With Affirm, choose from 4 interest-free payments every 2 weeks or monthly installments.
Your ring, your choice.
We have more than 2500 customizable ring styles – each one clearly marked with a price – so you never have to ask, “How much is this one?” Spence Diamonds is easy, pressure-free, and fun.